The 2025 Federal Budget and how it will help First home buyers

The government will invest a further $800 million into its Help to Buy shared equity scheme to expand the program, now set to cost $6.3 billion. 

The extra funding will increase the income caps from $90,000 to $100,000 for individuals and from $120,000 to $160,000 for joint applicants and single parents.

It will also boost the property price caps to give first-home buyers more choice.

The scheme has been designed to help first-home buyers save for a home deposit faster and get onto the property ladder sooner.

Higher price thresholds will mean a lot more homes are eligible for the scheme than previously, and higher income bands will also expand availability to more first-time buyers than before.

The scheme isn’t running yet and first-home buyers will have to wait until later this year to access it

Article by Benn Dorrington, Property Journalist published on REA website